Permission comes in the form of a building licence and is a very important document if you want to be sure that your extension stays extended. If you are considering anything from an outside shed to a major refurbishment you should check that: You have permission from the Town Hall in the form of a building licence. Any works you have done are included in your Title Deed. The Catastro has been informed. Permission should be obtained before the builder starts work. Your builder is unlikely to draw your attention to the need for a licence and if they claim to have already obtained one, ask to see it. They cannot apply for one without you knowing and if a problem emerges later it … [Read more...] about Refurbishing your Spanish property
Spain Expat
How to complain in Spain
Hopefully, once you’ve asked for the ‘hoja’ the problem will be rectified and there will be no need to take it further. However, if the reason for your complaint remains, then the next stage is to write it down on the hoja, clearly outlining the issue from your point of view. It is better, but not essential, if you can complete it in Spanish. An entry in the hoja You will need to include: A straight forward and simple account of the cause of your complaint and how you would like it resolved e.g. refund, exchange, repair. Date and time. Personal details – someone will need to get in touch with you. It’s then up to whoever you are complaining about to fill in their explanation … [Read more...] about How to complain in Spain
Education in Spain: What do they need to know?
Education is a very powerful tool and the control of what the curriculum contains has worked normally calm people into a frenzy. Does Shakespeare have any relevance to our young people? Should schools be able to drop teaching the Victorians in favour of learning about Twitter? The debate goes on. Now more than ever, it is difficult to decide what the curriculum should consist of. Our world changes so quickly that equipping our young people with what they need for the future is a shot in the dark. There are many theories about what they should be learning. Most include reference to skills, concepts and personal attributes rather than selected pieces of knowledge. Learning ‘how to’ rather … [Read more...] about Education in Spain: What do they need to know?
Spanish property auctions
The following information about what is involved has been supplied by ‘Spanish Property Auctions.’ Auction house practice will differ. What does the auctioneer do? In most cases they will take clients to view homes, give them advice on legal matters, help them find mortgages and point them in the right direction when they need it. Who benefits from a property auction? It tends to be people who have tried the traditional estate agent route and it hasn’t worked. They’re probably keen to sell-up as quickly as possible. For the buyer the advantage is the number of bargain properties on sale. What are the safeguards? You can arrange to inspect the documents for a possible purchase prior to … [Read more...] about Spanish property auctions
The myths about renting property in Spain
However, for some, there is an alternative. Renting is now the new buying. It seems like everyone is doing it and whether you want to upgrade, downgrade or just try a new area, it can be the solution to a sluggish market. It can also be a worry. Stories of terrible tenants and unlucky landlords bounce around the forums. It seems that everyone knows someone with a cautionary tale to tell. Of course, what you don’t hear as often are the success stories where it all came together with a happy ending. For those considering the renting option, let’s dispel a few myths first. Here are some of the snippets of conversation you might here at your local: Myth: ‘Tenants have all the rights in … [Read more...] about The myths about renting property in Spain
Who’s who in the Spanish property buying minefield
Because of this it is worth seeking the advice of professionals. That doesn’t mean that everything will always go smoothly, but usually at least you have a method of complaining if it doesn’t. The variety of professionals available to help can also be rather confusing. Here we’ve compiled a little glossary to help you with the titles of the legal and financial people that you might need to use. Abogado – The abogado is a Spanish lawyer - a trained professional who can check the legal status of your documents, carry out inheritance instructions and complete the usual kinds of tasks you would expect of a solicitor in the UK. Notario – The notary is a public official who does not act on … [Read more...] about Who’s who in the Spanish property buying minefield
Inside a Spanish school
I had been fortunate to make contact with Tina Sánchez Alfocea, an English teacher at the school. Tina had been enthusiastic about my request to visit, meet her students and ask her some questions. I wanted to see for myself what the inside of a Spanish secondary school looks like and test out some of the anxieties that parents of foreign students have. If you have been following this series of features you will know that many British and other expat parents find themselves in a dilemma. Should their children attend an international school or enter the Spanish system? For some there isn’t an option. The fee-paying alternative of an international school can be well out of bounds. However, … [Read more...] about Inside a Spanish school
An important decision – making your will
In Spain there are four levels at which ISD (inheritance tax) is paid: Level 1 = Children and grandchildren (including adopted) under the age of 21 Level 2 = Children and grandchildren over the age of 21, spouses and parents Level 3 = Other relatives such as brothers and sisters, in-laws, cousins, aunts and uncles Level 4 = Everyone else including unmarried partners If you are not married, your partner is relegated to the ‘any other person’ level of inheritance tax. Being Spain, it does vary for residents between autonomous regions. So, for example this rule applies in Valencia but not in Murcia. It is certainly worth establishing what rules apply to you as it affects both the … [Read more...] about An important decision – making your will
Education in Spain, an international alternative
According to every school I asked the response was… think again! If your child is young enough then it is likely that they will pick up Spanish quickly and integrate well into a Spanish school. However, if they are older or have special needs the outlook is much less favourable. But what if you are already here and your child hasn’t settled or you have a very compelling reason to move? International Schools are an established alternative to Spanish state education. Dotted across the country, they teach the UK national curriculum in English and enable young people to study ‘A’ levels which are still the main currency needed for entry to universities in the UK. Of course, they are … [Read more...] about Education in Spain, an international alternative
Avoiding double taxation in Spain
At this point you are no longer a non-resident property owner paying imputed income tax but a Spanish resident making an annual income tax declaration in May/ June. The taxes paid in the current year are for your income the previous year. So, for example, if you make a declaration in May/June 2012 it will cover your income for the tax year January 2011 to December 2011. If you were previously living in the UK there is an exception – employment tax is currently deducted in the UK. The tax brackets in Spain will change next year but are currently 24%, 28%, 37% and up to 43% for incomes over €52,360. If you are a UK tax payer and are trying to do the right thing and pay your taxes in Spain … [Read more...] about Avoiding double taxation in Spain